Nexus Property SG logo
Home / Cash proceeds calculator

Cash proceeds calculator

What cash could remain after your sale?

Use a simplified illustration to prepare for a more detailed review.

Your assumptions · SGD

Use your CPF statement and lender’s redemption estimate. Include applicable SSD, negotiated commission and GST, legal and redemption costs. All costs here are entered by you.

Simplified cash residual

S$325,000
Expected sale price
S$900,000
Loan redemption
−S$250,000
Required CPF refund
−S$300,000
Selling costs
−S$25,000
After your cash buffer
S$275,000

CPF is held separately. This is not your next-home affordability or loan approval.

Review the whole move

Use this as a planning starting point

This is a subtraction worksheet, not a settlement statement. A negative residual is a prompt for professional review; it is not an automatic CPF cash top-up instruction. The actual treatment of a shortfall depends on market-value conditions and settlement rules. Legal costs and priorities can also affect the result.

For owners aged 55 and above, refunds may first replenish the Retirement Account. Confirm the CPF amount available for another property separately. No borrowing capacity, tax calculation or next-home affordability is inferred here.

References: CPF Board housing refunds · IRAS seller stamp duty. Checked 9 October 2026. Inputs stay in this page and are not sent to Nexus.