A better home starts with a workable upgrade.

Understand the funds, financing and sequence before selecting the next property.

Confirm ownership, selling eligibility, mortgage redemption and your actual CPF refund figures.

Agree the location, space, daily commute and non-negotiable needs. Distinguish a comfortable budget from a lender’s maximum.

Assess staying, a resale private home and other eligible options against household needs and cash requirements.

Map the sale, purchase, funds availability, renovation and move. Include a fallback if either transaction is delayed.

A useful place to start

Your next step

Start with your current home, your priorities and the decisions ahead.