Make room for the next stage of life.

Compare capital released with the home, location and everyday life you want.

Consider accessibility, healthcare, transport, family visits and how the home will work as needs change.

Include upkeep, adaptation, purchase costs, renovation and disruption rather than comparing property prices alone.

Confirm CPF treatment, financing and the intended replacement-home requirements with the relevant institutions.

Coordinate family expectations, housing continuity, belongings and renovation timing.

A useful place to start

Your next step

Start with your current home, your priorities and the decisions ahead.